Overview
Machoka Law Advocates' Banking, Finance & Securities group advises banks, non-bank financial institutions, corporate borrowers, investment funds and trustees on complex financing, regulatory compliance and securities matters in Kenya and the wider region. We provide practical legal solutions for lending, structured finance, debt restructuring, capital markets transactions and regulatory engagement with the Central Bank, CMA and other authorities.
Our lawyers combine transactional skill with a deep understanding of local regulatory regimes and commercial realities. We draft and negotiate security documents, intercreditor arrangements, facility agreements and bond documentation, and provide guidance on licensing, capital requirements and cross-border enforcement.
How Can We Help?
Key services include:
- Bank lending and syndicated facilities — facility documentation, securities and lender-side advice.
- Structured & project finance — security packages, SPVs, trustee arrangements and enforcement planning.
- Debt restructuring and workouts — standstill arrangements, refinancing and creditor negotiations.
- Capital markets & securities — bond issuances, private placements, prospectuses and CMA filings.
- Regulatory compliance & licensing — PSP regulation, AML/KYC and capital requirements.
- Cross-border finance — documentation for international lenders, forex controls and multi-jurisdiction enforcement.
We work closely with lenders’ counsel, financial advisors and credit committees to deliver documentation that balances enforceability with commercial flexibility. Our priority is to reduce execution risk and provide clear enforcement pathways that protect clients’ capital.
Our Banking & Finance Team
Esther Kimani
Head of Banking & Finance
“We draft and close documentation that survives enforcement — our practical focus protects lender and investor interests.”
Esther Kimani Head of Banking & Finance
Peter Otieno
Securities & Capital Markets Counsel
“Our aim is to make financing simple to document and reliable to enforce — from facilities to securities offerings.”
Peter Otieno Securities & Capital Markets Counsel
